10 Mar 3 Scammer tactics to watch out for
Scammers are getting more creative, but their tricks often follow similar patterns. Knowing what to watch for can help you protect yourself and your money. Here are three major red flags to keep in mind.
They tell you to keep it a secret
If someone tells you not to inform your bank or loved ones of a financial transaction, that’s a huge warning sign. Scammers thrive on secrecy. They know a second opinion could expose their scheme. If a request feels suspicious, take a step back and talk to someone you trust before acting.
They demand payment in unusual methods
No legitimate company will ask you to pay with gift cards, cryptocurrency or special purchases like prepaid debit cards. Scammers push these methods because they’re hard to trace and nearly impossible to recover once sent. If you’re ever asked to pay this way, it’s likely a scam.
They use scary pop-ups to pressure you
If a pop-up suddenly appears on your computer warning of a virus or security issue and urging you to click a link or call a number, don’t click or call. These messages are fake and designed to trick you into paying for unnecessary services or giving remote access to your device. Instead, close your browser, restart your computer and run a trusted security scan.
When in Doubt, Pause and Verify
Scammers rely on urgency and fear to push people into quick decisions. Before taking action, ask yourself:
- Does this request make sense?
- Am I being told to keep this secret?
- Is someone demanding an odd payment method?
- Is there urgency in their request?
If something doesn’t feel right, trust your instincts. Call your financial institution or a trusted friend to verify before making any payments or sharing personal information. Stay aware, stay safe and never be afraid to ask questions!
For more information on how to keep yourself cyber-safe, please visit https://unisonbank.com/security-tips.
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