Image of a for sale sign in front of a home.

Whether you are purchasing a home for the first time, refinancing, trading up, or building a new home, we guarantee personal service, prompt processing and quality results.

Our rates are low and we’re competitively priced! We are Mortgage Specialists, but we are also a community bank. This unique combination gives us the opportunity to shop a variety of products to make sure you’re getting the best product to reach your financial goals. Our decades of experience in the Mortgage Industry provide a wealth of knowledge which we pass on to you in savings.

Serving communities in North Dakota and Arizona.

**These applications must be completed in one session. If you exit out you will be forced to restart.

Products & Services

Conventional (Jumbo & Portfolio)

Flexible mortgage loan that has a set term and rate. Not guaranteed or insured by a government agency.


Short-term loan for financing the building of your home or other real estate projects.

Bridge Loans

Short-term loan (typically 2 weeks-1 years) that can help you buy a new home before you sell your current house.

First Time Home Loan

Loan for first time home buyers.


Mortgage that is insured by the Federal Housing Administration.

Manufactured Financing

Financing for your manufactured home.

VA Loan

Service members and Veterans loan.


Low or zero down payment mortgage for eligible rural and suburban home buyers.

Lot Loans

Loan used to a buy vacant lot.

Home Equity - North Dakota Only

Borrowing against your home equity and you receive the money all at once.

Home Equity Line Credit (HELOC) - North Dakota Only

Borrowing against your home equity and you have a certain amount of money available to borrow and pay back, but you can take what you need as you need it.

Mobile Home Financing

Financing on your mobile home.

Home Improvement

Financing for all of your home improvement projects. Whether you’re ready to finish your basement or build a new shed, this loan is equipped to help.