Arizona Rates

CHECKING

Product Minimum Balance Required to Receive APY APY Interest Rate
AZ Ultimate Money Market Checking $0.00 2.02% 2.00%
AZ Ultimate Money Market Checking $250,000.01 2.02% to 0.50% 0.50%
Unison AZ Money Market Checking $0.00 0.03% 0.03%
Unison AZ Money Market Checking $50,001.00 0.25% 0.25%
Unison AZ Money Market Checking $100,001.00 0.50% 0.50%
Unison AZ Money Market Checking $250,001.00 1.00% 1.00%
Unison AZ Money Market Checking $500,001.00 1.25% 1.26%
Unison AZ Money Market Checking $999,999.00 1.40% 1.41%
  • Interest rates and annual percentage yield (APY) effective as of November 25, 2019.
  • The interest rate and APY may change after account opening. Fees could reduce the earnings on the account.
  • The interest on this account is compounded monthly and credited monthly.
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SAVINGS

Product Minimum Balance Required to Receive APY APY Interest Rate
Unison AZ Savings $0.00 0.03% 0.03%
Unison AZ Savings $10,001.00 0.10% 0.10%
Unison AZ Savings $25,001.00 0.25% 0.25%
Unison AZ Savings $50,001.00 0.50% 0.50%
Unison AZ Savings $100,001.00 1.00% 1.00%
Unison AZ Savings $150,001.00 1.45% 1.45%
Unison Unisaver Savings $0.00 1.00% 1.00%
Unison Unisaver Savings $5,001.00 0.75% 0.75%
  • Must be 18 years old or younger to acquire a Unison Unisaver Savings Account.
  • Interest rates and annual percentage yield (APY) effective as of November 25, 2019.
  • The interest rate and APY may change after account opening. Fees could reduce the earnings on the account.
  • The interest on this account is compounded quarterly and credited quarterly.
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Certificates of Deposit

Minimum Balance Required to Open Term APY Interest Rate
$2,500.00 6 Months 1.51% 1.50%
$10,000.00 7 Months 2.26% 2.25%
$50,000.00 10 Months 2.51% 2.50%
$2,500.00 12 Months 1.90% 1.90%
$500.00 18 Months 1.90% 1.90%
$2,500.00 24 Months 1.90% 1.90%
$500.00 30 Month 1.90% 1.90%
$2,500.00 36 Month 1.90% 1.90%
$2,500.00 48 Month 1.75% 1.75%
$2,500.00 60 Months Uniflex 1.75% 1.75%

6 months

  • Interest rates and annual percentage yield (APY) effective as of November 25, 2019.
  • The interest is compounded semiannually and credited semi-annually. Fees could reduce the earnings on the account.
  • An early withdrawal penalty will be imposed and will equal three month’s interest on the amount withdrawn.
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7 months

  • Interest rates and annual percentage yield (APY) effective as of November 25, 2019.
  • The interest is compounded at maturity and credited at maturity. Fees could reduce the earnings on the account.
  • An early withdrawal penalty will be imposed and will equal seven days’ interest on the amount withdrawn if the withdrawal is made within the first six days after the deposit.
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10 months

  • Interest rates and annual percentage yield (APY) effective as of November 25, 2019.
  • The interest is compounded at maturity and credited at maturity. Fees could reduce the earnings on the account.
  • An early withdrawal penalty will be imposed and will equal seven days’ interest on the amount withdrawn if the withdrawal is made within the first six days after the deposit.
  • Learn More

12 months and 18 months 

  • Interest rates and annual percentage yield (APY) effective as of November 25, 2019.
  • The interest is compounded annually and credited annually. Fees could reduce the earnings on the account.
  • An early withdrawal penalty will be imposed and will equal six month’s interest on the amount withdrawn.
  • Learn More

All others

  • Interest rates and annual percentage yield (APY) effective as of November 25, 2019.
  • The interest is compounded annually and credited annually. Fees could reduce the earnings on the account.
  • An early withdrawal penalty will be imposed and will equal twelve month’s interest on the amount withdrawn.
  • Learn More

 

IRA Savings

Product Term APY Interest Rate
Six Month 6 Month 1.51% 1.50%
Twelve Month 12 Month 2.02% 2.00%
Eighteen Month 18 Month 2.02% 2.00%
Twenty Four Month 24 Month 2.27% 2.25%
Thirty-Six Month 36 Month 2.27% 2.25%
Forty-Eight Month 48 Month 2.27% 2.25%
Sixty Month 60 Month 2.27% 2.25%

6 months

  • Interest rates and annual percentage yield (APY) effective as of November 25, 2019.
  • The interest is compounded quarterly and credited quarterly. Fees could reduce the earnings on the account.
  • An early withdrawal penalty will be imposed and will equal one month’s interest on the amount withdrawn.
  • $50 minimum opening deposit required.
  • Learn More

All others

  • Interest rates and annual percentage yield (APY) effective as of November 25, 2019.
  • The interest is compounded quarterly and credited quarterly. Fees could reduce the earnings on the account.
  • An early withdrawal penalty will be imposed and will equal three month’s interest on the amount withdrawn.
  • $50 minimum opening deposit required.
  • Learn More