ID TheftSmart™ Credit Monitoring is designed to provide alerts if you ever experience unusual activity on your credit report. Through this service, you will receive alerts when one of the following activities is detected on your credit report:
- New account opening
- Credit inquires
- Payment delinquency
- Public record changes
- Change of address
Alerts are available online via email. Online delivery alerts are provided on a daily basis and notification of no activity is delivered on a monthly basis.
ID TheftSmart™ Restoration is your answer in the event your identity is ever compromised. Investigators will work on your behalf to restore and preserve your identity. Not only will you receive full service identity restoration from a licensed experienced investigator should you become a victim, but you will also have a resource to help answer questions or provide guidance on security and fraud related concerns, in order to head off possible issues before they materialize.
If your identity is stolen, our licensed ID TheftSmart™ investigators will:
- Confirm identity fraud and determine its nature and scope
- Assist in obtaining a police report
- Provide a tri-merged credit report and perform full non-credit searches
- Work on your behalf until ALL identity theft issues have been verifiably resolved
- Place seven-year fraud victim statements with credit reporting agencies, when applicable