CHECKING |
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|---|---|---|---|
| Product | Minimum Balance Required to Receive APY | APY | Interest Rate |
| Unison ND Money Market Checking | $0.00 | 0.03% | 0.03% |
| Unison ND Money Market Checking | $50,001.00 | 0.03% | 0.03% |
| Unison ND Money Market Checking | $100,001.00 | 0.07% | 0.07% |
| Unison ND Money Market Checking | $250,001.00 | 0.07% | 0.07% |
| Unison ND Money Market Checking | $500,001.00 | 0.07% | 0.07% |
| Unison ND Money Market Checking | $999,999.00 | 0.10% | 0.10% |
- Interest rates and annual percentage yield (APY) effective as of March 6, 2023.
- The interest rate and APY may change after account opening. Fees could reduce the earnings on the account.
- The interest on this account is compounded monthly and credited monthly.
- Learn more.
SAVINGS |
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|---|---|---|---|
| Product | Minimum Balance Required to Receive APY | APY | Interest Rate |
| Unison Unisaver Savings | $0.00 | 1.00% | 1.00% |
| Unison Unisaver Savings | $5,001.00 | 0.75% | 0.75% |
| Unison ND Savings | $0.00 | 0.03% | 0.03% |
| Unison ND Savings | $10,001.00 | 0.03% | 0.03% |
| Unison ND Savings | $25,001.00 | 0.03% | 0.03% |
| Unison ND Savings | $50,001.00 | 0.05% | 0.05% |
| Unison ND Savings | $100,001.00 | 0.07% | 0.07% |
| Unison ND Savings | $150,001.00 | 0.10% | 0.10% |
- Must be 18 years old or younger to acquire a Unison Unisaver Savings Account.
- Interest rates and annual percentage yield (APY) effective as of March 6, 2023.
- The interest rate and APY may change after account opening. Fees could reduce the earnings on the account.
- The interest on this account is compounded quarterly and credited quarterly.
- Learn more.
CERTIFICATES OF DEPOSIT |
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|---|---|---|---|
| Minimum Balance Required to Open | Term | APY | Interest Rate |
| $2,500.00 | 6 Months | 1.25% | 1.25% |
| $10,000.00 | 7 Months | 1.76% | 1.75% |
| $50,000.00 | 10 Months | 2.76% | 2.75% |
| $2,500.00 | 12 Months | 3.25% | 3.25% |
| $2,500.00 | 15 Months | 4.36% | 4.35% |
| $500.00 | 18 Months | 3.51% | 3.50% |
| $2,500.00 | 24 Months | 2.50% | 2.50% |
| $500.00 | 30 Months | 2.00% | 2.00% |
| $2,500.00 | 36 Months | 2.00% | 2.00% |
| $2,500.00 | 48 Months | 2.00% | 2.00% |
| $2,500.00 | 60 Months Uniflex | 2.00% | 2.00% |
6 Months
- Interest rates and annual percentage yield (APY) effective as of March 6, 2023.
- The interest is compounded semiannually and credited semi-annually. Fees could reduce the earnings on the account.
- An early withdrawal penalty will be imposed and will equal three month’s interest on the amount withdrawn.
- Learn more.
7 Months
- Interest rates and annual percentage yield (APY) effective as of March 6, 2023.
- The interest is compounded at maturity and credited at maturity. Fees could reduce the earnings on the account.
- An early withdrawal penalty will be imposed and will equal seven days’ interest on the amount withdrawn if the withdrawal is made within the first six days after the deposit.
- Learn more.
10 Months
- Interest rates and annual percentage yield (APY) effective as of March 6, 2023.
- The interest is compounded at maturity and credited at maturity. Fees could reduce the earnings on the account.
- An early withdrawal penalty will be imposed and will equal seven days’ interest on the amount withdrawn if the withdrawal is made within the first six days after the deposit.
- Learn more.
12 Months, 15 Months & 18 Months
- Interest rates and annual percentage yield (APY) effective as of March 6, 2023.
- The interest is compounded annually and credited annually. Fees could reduce the earnings on the account.
- An early withdrawal penalty will be imposed and will equal six month’s interest on the amount withdrawn.
- Learn more.
All Others
- Interest rates and annual percentage yield (APY) effective as of March 6, 2023.
- The interest is compounded annually and credited annually. Fees could reduce the earnings on the account.
- An early withdrawal penalty will be imposed and will equal twelve month’s interest on the amount withdrawn.
- Learn more.
IRA SAVINGS |
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|---|---|---|---|---|
| Product | Term | APY | Interest Rate | |
| Six Month | 6 Months | 2.53% | 2.50% | |
| Twelve Month | 12 Months | 3.04% | 3.00% | |
| Eighteen Month | 18 Months | 3.14% | 3.10% | |
| Twenty-Four Month | 24 Months | 3.25% | 3.20% | |
| Thirty-Six Month | 36 Months | 3.35% | 3.30% | |
| Forty-Eight Month | 48 Months | 3.45% | 3.40% | |
| Sixty Month | 60 Months | 3.56% | 3.50% | |
6 Months
- Interest rates and annual percentage yield (APY) effective as of March 6, 2023.
- The interest is compounded quarterly and credited quarterly. Fees could reduce the earnings on the account.
- An early withdrawal penalty will be imposed and will equal one month’s interest on the amount withdrawn.
- $50 minimum opening deposit required.
- Learn more.
All Others
- Interest rates and annual percentage yield (APY) effective as of March 6, 2023.
- The interest is compounded quarterly and credited quarterly. Fees could reduce the earnings on the account.
- An early withdrawal penalty will be imposed and will equal three month’s interest on the amount withdrawn.
- $50 minimum opening deposit required.
- Learn more.