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Sweetheart Scams Are On the Rise

Red felt "broken" heart laying on a white computer keyboard

Valentine’s Day is a time for love and connection, but scammers are also out to tug at your heartstrings—and your wallet. Online romance scams are on the rise, with fraudsters using fake profiles and sweet talk to deceive their targets. Here’s how you can protect yourself or a loved one:

Spot the Red Flags

Online connections can be exciting, but it’s important to stay cautious. Scammers often prey on emotions to build trust, only to take advantage later. Knowing the warning signs can help you avoid heartbreak.

  • Too good to be true? Scammers often use stolen photos of models or soldiers to create the perfect “dream partner.”
  • Moving too fast. Watch out for someone who quickly professes love or pushes for an exclusive relationship.
  • Sob stories. Beware of sudden financial requests; whether it’s for a medical emergency, travel expenses or a “business opportunity.”

Protect Your Heart and Your Money

While finding love online has the potential to be genuine and rewarding, it’s crucial to safeguard yourself. Taking a few extra steps now can save you from financial losses and emotional distress later.

  • Verify their story. Use reverse image searches on profile pictures or ask detailed questions.
  • Keep it public. Don’t move the conversation to private messaging apps too quickly.
  • Avoid sending money. Legitimate partners won’t ask for cash, gift cards or wire transfers.

What to Do If You Suspect a Scam

If you think you’ve encountered a romance scam, it’s important to act quickly. Stop all communication with the individual immediately and avoid sharing any additional personal or financial information. Report the situation to the platform where you met and file a complaint with the Federal Trade Commission. If you’ve already shared banking details or made a payment, contact us as soon as possible—we’re here to help secure your accounts.

Your safety is our priority. If you’re unsure about a situation, don’t hesitate to reach out. A little caution goes a long way toward protecting your heart and your finances.

For more information on how to keep yourself cyber-safe, please visit https://unisonbank.com/security-tips.


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