27 Nov Stay Safe While You Shop: Avoid Scams This Black Friday and Cyber Monday
Black Friday and Cyber Monday are great times to find deals on gifts, gadgets, and more. But it’s also when scammers are out in full force, trying to take advantage of the holiday rush. At Unison Bank, we want you to shop with confidence this season. Here are common scams to watch for and practical tips to help you stay safe.
1. Fake Websites Offering Amazing Deals
Scammers create websites that look just like your favorite stores, offering unbelievable discounts. But when you order, your money—or even your personal information—could be stolen. Before you buy, double-check the website’s address. Look for “https” (not just “http”) and watch for small typos like “Amaazon.com.”
2. Phishing Emails and Text Messages
A fake email or text might say you’ve won a gift card or that there’s a problem with your account. It may even include a link to “fix” the issue. Don’t click—these are tricks to steal your information. Always go directly to the store’s official website or call their customer service if you’re unsure.
3. Avoid Gift Card Scams
Some scammers will try to convince you to purchase or pay for something with gift cards, rather than other forms of payment. Whether it’s someone pretending to be a company, a charity, or even a grandchild in trouble, don’t buy into it. Legitimate businesses don’t ask specifically for gift card payments.
4. Watch your Wi-Fi
When shopping online, it’s safer to use your home internet instead of public Wi-Fi. Hackers can intercept personal information on unsecured networks. Wait until you’re on a trusted connection before entering payment details.
Additional Tips to Keep You Safe:
- Use strong, unique passphrases for each account.
- Avoid sharing personal information, like your Social Security number or security question answers.
- Check your bank and credit card statements regularly for any unusual charges. (Visit https://unisonbank.com/mobile-banking/ for more information on ways to keep track of your Unison Bank accounts.)
At Unison Bank, we’re here to help you protect what matters most. If you notice anything suspicious or have questions about a transaction, contact us right away. Together, we can make this holiday shopping season one to enjoy—without worrying about scams.
For more information on how to keep yourself cyber-safe, please visit https://unisonbank.com/security-tips.
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