Thankfully, a good financial plan doesn’t have to be complicated. Here’s a step-by-step guide to creating your first one. Evaluate Where You Stand Building a financial plan is like creating a fitness program. If you just start doing random exercises, you could end up injuring yourself without making any actual...
Keep your debit card protected. Know the signs of a scammer. We are diligent in monitoring your debit card security. Below are a few things to keep in mind if we ever contact you regarding a transaction: You will receive a phone call from an agent who...
What is Caller ID Spoofing? Caller ID spoofing is the process of changing the caller ID to any number other than the calling number. When a phone receives a call, the caller ID is transmitted between the first and second ring of the phone. To transmit the caller ID,...
Did you ever wonder what it would be like to have a smart home? You could remotely change the temperature in your house, you could tell your lights to come on, or ask your refrigerator if you need to get milk at the grocery store,...
The U.S. Government continues to encounter instances of criminals using stimulus-themed emails and text messages to trick individuals into providing personally identifiable information and bank account details. Use the following tips to avoid scams related to economic payments. We expect, at a minimum, criminals to use...
What are the risks associated with mobile device apps? Applications (apps) on your smartphone or other mobile devices can be convenient tools to access the news, get directions, pick up rideshare, or play games. But these tools can also put your privacy at risk. When you...
Your dreams matter. Make them attainable by investing your money in the most profitable way. Whether you’re planning a dream trip, looking to purchase that perfect home, or schedule for your years of retirement, organizing your financial life will make a meaningful difference. Set your dreams...
There are nearly 30 million small businesses across the United States. If you are a proud small business owner, you know how difficult it can be to get through the first year or to expand after you have outgrown your present location or staffing. Securing...
A mortgage loan preapproval lets you know in advance how expensive of a home you can afford. A lender determines if you qualify for a home loan based on your income and credit history. If you're approved, the lender sets the maximum amount you can spend...
Preparing yourself financially for retirement is among the most important goals for any worker or a business owner. Even then, figures show that nearly half of all Americans have yet to start planning for retirement. An Individual Retirement Account (IRA) is a popular way to save for retirement...