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Preparing yourself financially for retirement is among the most important goals for any worker or a business owner. Even then, figures show that nearly half of all Americans have yet to start planning for retirement. An Individual Retirement Account (IRA) is a popular way to save for retirement...

Unless you are paying in cash, securing a mortgage will most likely be necessary to buy a home. Unfortunately, some buyers are not financially capable of buying a home for one reason or another. Thankfully, help is available if you are unsure whether you are ready to...

A Certificate of Deposit (CD) is a special savings vehicle that offers distinct advantages over savings accounts. Although several different types of CDs exist, the most common option requires you to keep your funds in the CD for a certain amount of time, called a...

Certificates of Deposit (CDs) are a safe, predictable investment option, and they generally offer higher interest rates than conventional savings accounts. Trying to decide if a CD is right for your savings goals? Here are six signs you should consider opening a CD account. 1. You...